Save money, request loans, and join a community of financially responsible members. Membership is by invitation only.
Please refer to our Terms & Privacy Policy for detailed information about our operational guidelines including why membership is restricted.
B&M Group is a private savings and lending platform. We follow strict rules, keep careful records, and use a secure web portal to help members save money and borrow when needed.
When you join, your savings combine with other members to create a fund. You can borrow from this fund, and you also can earn interest based on your performance during the year.
Your money records are protected with strong security inside the system.
See your savings and earnings increase in real time on your dashboard.
Add money to your savings account using the portal each month.
Your money combines with other members to build a strong fund.
Request a loan for up to twice what you saved. It only takes minutes.
Get your savings back at the end of the year or when you leave the group.
B&M Group was created to help regular people save money and borrow fairly, making it easier for everyone to build wealth together.
Our founders moved everything to a secure web portal to keep records accurate and make sure everyone follows the rules. We focus on facts, not feelings.
Co-Founder & Chair
Makes sure the group runs fairly. Enforces our rules, sets our goals, runs meetings, and decides on big money risks.
Co-Founder & Money Manager
Handles all the money. Keeps track of who saved what, approves loans, sends dividends, and makes sure all numbers are correct.
All members must save money each month, this helps build a strong credit score and increases your chances of getting approved for loans.
You can borrow up to twice the amount you have saved. You must meet certain criteria to qualify for a loan.
If you don't pay your loan on time, your savings will be used to cover the missed payments, and extra charges will keep growing on accounts that are late.